Do you get adequate sick pay from your employer or do you only receive statutory sick pay if you are unable to work?
Are you self-employed and receive no income at all if you are unable to work?
Income Protection pays you an amount each month so that if you are unable to work due to an illness or injury, you still have an income to ensure your mortgage or rent and bills are paid. This gives you the breathing space you need should you have to have some time off work without worrying about how you are going to afford to pay your normal bills
To talk through various options tailored to your circumstances get in touch.